The 2 Cycles of Money – And What You Should Do In Each

The Proverbs for this day is rich in wisdom. There’s just a lot to choose from but just for this post, I’ll dwell on the cycles of money and every businessman knows this – Boom and Bust. All markets experience this and everyone experiences this. But not everyone follows the rules of each cycle. There is however one lowly creature in nature that has mastered the Boom and Bust cycle – the Ant.

Proverbs 6:6-8

⁶ Go to the ant, you sluggard;
consider its ways and be wise!

⁷ It has no commander,
no overseer or ruler,

⁸ yet it stores its provisions in summer
and gathers its food at harvest.

During summer, when food is plentiful and it is safe for the ant to look for provision, it goes without and stores provision without need of a boss or a commander. In summer, when food is plentiful, the ant stores provision and doesn’t stop. Most people act in the complete opposite manner.

Most people, me included, when we have plenty of money, the tendency is to spend, spend, spend! I really have to make a conscious effort to be like the ant and save up money in my storehouse. I must understand that money has 2 seasons and during the Boom season, I must save and invest a part of it always. Like the ant, it must be a discipline – it must be automatic.

When the Bust season comes, as it always does, in any country, any market and any person, I will be ready to take from my storehouse and tide me over until the next Boom season comes and it is time to repeat the cycle again.